With over $20.6 million reported in economic losses due to car accidents in Texas from 2003 to 2008, it is important that every victim of an automobile wreck knows their rights. Car accidents without personal injury can cause major stress. If a severe or catastrophic injury occurs due to the crash, lives can be changed forever.
Texas Financial Responsibility Law
The Texas Financial Responsibility Law requires drivers in Austin, and throughout the state, to pay for car accidents that were caused by their error. The current law mandates that each driver have a minimum of $30,000 liability insurance for each injured person, up to $60,000 per accident, and $25,000 for property damage per accident. 30/60/25 is what this basic coverage is referenced as.
Uninsured or Underinsured Motorist Coverage
A driver may purchase additional coverage to recover damages from a car accident caused by an uninsured or underinsured motorist. In this case, your own insurance would pay restitution for the property damage and personal injury cost inflicted in the wreck. This type of insurance is not required by Texas law.
Burden of Proof in Austin, Texas
If you are uncertain of which party caused the car accident in Austin, Texas law allows each person to argue their case as to who is responsible. The driver of each car must present a statement to both party’s insurance and to try to prove who is the victim. Victims also carry the burden of proof to show the extent of their injuries or other losses in order to receive any payment or settlement. An Austin Car Accident Lawyer can assist in proving your case whether you are dealing only with the insurance companies or if your case must be taken before a judge.
Contact an Austin Personal Injury Lawyer
At Shaw Cowart, we know every detail of Texas law regarding car accidents and personal injuries. Our team of experts is ready to help you recover the damages you are owed. Contact our firm today for a free consultation.